FAQs

Money Matters is a premier financial advisory and loan facilitation platform. We connect individuals and businesses with leading nationalized banks, multinational banks, and NBFCs to secure the best-suited financial products, ranging from business loans and property loans to corporate and project financing.

Our primary operations are based in Delhi and NCR (including Ghaziabad). You can reach out to our team through the contact numbers provided on our website or fill out our online inquiry form, and our financial experts will get back to you promptly.

We prioritize your data security with enterprise-grade encryption and strict privacy protocols. All sensitive information exchanged on our platform is protected using secure socket layer (SSL) technology. We never sell or share your personal data with unauthorized third parties.

Yes. We operate in strict compliance with industry regulations. Depending on the specific financial services or investment and credit advisory solutions you access through us, we partner exclusively with verified, regulated institutions (such as AMFI-registered entities, leading scheduled commercial banks, and top-tier NBFCs) to ensure complete legal compliance and security.

Absolutely. Our recommendations and service frameworks are built on transparency, factual data, and decades of combined market expertise. We do not rely on automated push-tactics; instead, we offer unbiased guidance tailored strictly to your individual financial situation and goals.

We believe in complete transparency. Initial consultations and comparisons of loan offers are handled transparently. Any applicable service fees or processing charges will be communicated clearly before you proceed with any application.

We facilitate a wide range of financial products, including:
* Business Loans & Working Capital
* Home Loans & Industrial Loans
* Loans Against Property (LAP) and Loan Against Rent Receivables
* Professional Loans (for doctors, CAs, traders, etc.)
* Specialized corporate funding, project finance, and venture capital advisory.

We work with a vast network of **over 500+ financial partners**, including leading nationalized banks, private sector banks, multinational banks, and premier NBFCs, ensuring you get competitive interest rates and terms.

Approval times vary depending on the type of loan, documentation completeness, and the lending institution's policies. However, our streamlined application process is designed to secure fast and efficient approvals.

Absolutely. We maintain strict confidentiality protocols to ensure your personal and financial information remains secure, protecting you from unwanted promotional communications from lenders.

Bank will determine your loan eligibility mostly by your income and repayment capacity. Other important factors include your age, qualification, number of dependants, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation.

The moment you decide to buy a home, you can put in your application for a Home Loan with Monei Matters. You can apply for a Home Loan even before you have finalized the property. The loan amount would be sanctioned or approved, based on your repayment capability.

Yes. You are eligible for tax benefits on the principal and interest components of your Home Loan under the Income Tax Act, 1961. As the benefits could vary each year, please do check with our Loan Counselor about the tax benefits which you could avail on your loan.

It is generally advantageous to take a Housing loan as it would enable you to get tax exemptions. However, please consult your CA/ income tax advisor to know benefits/disadvantages in your specific case.

Yes, your salaries can be clubbed for the purpose of calculation of the loan amount. This can be done either when the property is jointly held with the spouse or the spouse stands as a guarantor. Thus, we ensure a great deal of flexibility in the entire exercise of financing your house.